Your Debt Guardian

How to Create an Effective Invoice

Invoices. They come in as many shapes and forms as your customers and as with many things in life, some are better than others. If you’re starting out in business and are about to experience that satisfying feeling of sending your first invoice, make sure you hit the ground running from the start, with an invoice it has your back if you need to enlist debt collection services.

24 Mar 21

Why Terms of Trade Should be Non-Negotiable

A well-known adage is to ‘start as you mean to go on’, and nowhere is this is truer than when engaging with a new client to deliver your product or service.

16 Feb 21

Preventing Debt Collection Services

You provide an excellent product or service and are a subject matter expert in your profession but getting clients to pay their invoices on time is likely to be one of your most challenging pain points.

5 Jan 21

Types of Debt Collectors

Just like businesses (and people!), debt collectors come in different shapes and forms. And like personal relationships, what suits one person isn’t right for another. What types of debt collectors are out there and what are their attributes? Let’s find your perfect debt collector match!

15 Dec 20

Personal Guarantees and their Role in Debt Collection

Businesses have been hit hard by the financial fallout of Covid-19 this year, unfortunately leading some to go into liquidation. If you’ve had a client in this situation, you may have been lucky enough to get paid before this happened, but under NZ law, payments prior to liquidation could be requested back by the liquidator as insolvent transactions.

10 Nov 20

How to choose a debt collection agency

Debt is something that many of us have become more familiar with in 2020, especially as we deal with the after effects of Covid-19 on our economy. When one business fails to pay its invoices, a knock on effect is triggered, affecting other businesses and suppliers who work with them.

21 Oct 20

Do I need a debt collector?

Do you have a pile of unpaid accounts by your clients? Are these unpaid invoices affecting your cash flow? Have you been asking for payment without success and are you stuck for how to ask for help?

23 Sep 20

Understanding NZ’s debt collection regulations

As a business or individual, understanding the right and wrong ways to approach debt collection is a crucial first step when you need to approach late payers.

14 Aug 20

Busting debt collection myths

Every day we’re faced with urban myths about politics and celebrities, and on a less scandalous scale, myths around managing our finances. While the world of celebrities doesn’t have much impact on our daily lives, nothing is more personal to us than business cash flow.

22 Jul 20

The two sides of debt – business and personal

Debt is an everyday occurrence once we reach adulthood. From financing our first car, getting a student loan, putting an overseas trip on the credit card, to a home loan, being in debt can seem like a rite of passage.

18 Jun 20

Weathering debt recovery during level 4 lockdown

Covid-19 and the current level 4 lockdown has been the biggest disrupter to New Zealand that most of us can remember, hitting us emotionally, physically and monetarily – both as individuals and as business owners.

10 Apr 20

Navigating Debt Collection Agency in New Zealand: Your Comprehensive Guide

In the intricate financial landscape of New Zealand, individuals and businesses sometimes encounter challenges with debt recovery. When faced with unpaid invoices or delinquent accounts, seeking assistance
rom a reputable debt collection agency becomes crucial. This comprehensive guide will illuminate the role of debt collection agency in New Zealand, the legal framework governing their operations, and how to select the most suitable agency to safeguard your financial interests.

1 Jun 19

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